Coined frameworks, defined
Canonical definitions for the frameworks I use across my books and writing — the names I give to recurring problems and disciplines in AI, ownership, real estate, and accountability. Each term has its own page with a plain definition, where it came from, a worked example, and the book that develops it. These are working definitions, drafted for review.
Owner Dependence Tax
The hidden discount a business carries when it cannot run without its owner — paid in lower valuation, harder exit, and a life that never gets time off.
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Dirty Data Tax
The compounding cost of bad data — mislabeled, stale, duplicated, unreconciled — silently priced into every decision an organization makes on top of it.
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The Retirement Multiple
What an owner-led business is actually worth at exit, expressed as a multiple that rises as the company's dependence on the owner falls.
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The Human Review Rule
The principle that above a defined risk threshold, a named human must approve an autonomous action before it commits — decided before deployment, not after the incident.
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The 24-Hour Deal Memo
An underwriting discipline: a complete, decision-ready deal memo produced within a day, made possible when AI handles assembly and clean data feeds the model.
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Agent of Record
The named, insurable party bound to every autonomous action — the responsible entity on file when AI acts on someone's behalf in the real world.
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Plain definitions for four terms used in the patent explainers.
Counterfeit Payment Code
A counterfeit payment code is a printed parking or charger QR code placed by a scammer to divert payments.
Read the definition →Authenticated Infrastructure Marker
An authenticated infrastructure marker carries information that an autonomous vehicle can read and cryptographically verify before using it to govern an action at roadway, parking, curb, charging or gate infrastructure.
Read the definition →Dwell-and-Charge Credential
A dwell-and-charge credential is a signed credential that binds an autonomous vehicle's mission window to charging-station availability in the described dwell and charging scheduler.
Read the definition →Mission-Safe V2G
Mission-Safe V2G is vehicle-to-grid power dispatch governed by a condition that prevents export when it would violate an autonomous fleet vehicle's next-mission state-of-charge commitment.
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